Self Growth Finance

  How to Dispute Mistakes on your Credit Card Report  There are several no-brainer things that compel one to care about the credit score, while there are very few benefits of neglecting it. Of course, having a good credit score and credit history will come in handy every time you want to buy a house or get an auto loan. Being blacklisted can actually come back to haunt you when say you need to rent an apartment or you are seeking a job. However, the score is not the only component you should consider in this case. Another thing you have to consider is your credit report he document that lists your formal credit history including any accounts you have open, balances due, and payments you’ve made. Your report and your score are actually closely related to each other because it is your report that forms your score. This is a big problem if bad information gets on your credit report due to fraud or misreporting because this can easily bring your credit score down. Similarly, credi...

 Five Really Obvious Ways to Save Money Better Than You Did. As the pace of the modern world increases, one of the most important competencies is the proper organization of personal finances. All of us once in a while take a moment and wish that we were more financially wise or conscious during the youthful years we had. Whether this was passing up free money through a company-matched 401K or not saving a portion of our paycheck directly into a savings account, these losses can compound themselves cumulatively. I am happy to tell you that it is never too late to turn a new page and make good decisions. Clearly, it is time to jettison these habits and learn five really obvious ways on how to save money better than before. 1. Maximize Employer Benefits Another practical strategy to save money better and in the simplest manner possible is to ensure that one makes the most of employer benefits. A lot of firms provide a range of benefits that can make you some money, though these are no...